Debt advice & insolvency advice Nürtingen | SIC Debtor Insolvency Center e. V

We have been offering professional insolvency advice in Nürtingen for many years. Insolvency proceedings can drag on for up to three years and it is therefore important to be well advised throughout the process. As part of our advice on company insolvencies, we first explain to you in a strategy discussion and plan how the insolvency proceedings will proceed. As a debtor, you have numerous opportunities to influence the process.

Debt & financial advice in Nürtingen - For startups and young companies

Of course, comprehensive financial advice, especially for young companies, is of great importance. During the growth phase, newly founded companies often take on a lot of business debt, which does not necessarily lead to company insolvency, but can put a considerable strain on business operations.

As part of debt counseling, it must be found out how the company can manage without outside capital in the future. Because although debt capital is a simple form of financing, it is definitely not the most sustainable.

The insolvency advice begins with the insolvency plan that is drawn up for the insolvency court. In this consultation, all questions must come to the table. It must also be evaluated whether the company still has any prospects at all. In most cases, however, restructuring can succeed. The aim is to change the composition of assets and liabilities, for example through the sale of assets.

To this end, all parties to the insolvency proceedings must participate constructively. Since everyone involved is pursuing a common goal, finding a good compromise is essential. Anyone looking for debt advice must therefore always be prepared to make concessions and adjust their own ideas.

Advice on personal bankruptcy in Nürtingen

Personal bankruptcy usually follows a fixed procedure:

Out-of-court attempt to reach an agreementApplication for the opening of insolvency proceedingsAttempt to reach an agreement in courtExecution of the insolvency proceedingsGood behavior phase (The good behavior phase lasts a total of three years.)Residual debt discharge

It is irrelevant whether the debtor has already settled a certain amount of his debts in order to be able to make use of this rule of good conduct. This regulation applies to all insolvency applications filed after September 30, 2020.

Ob Sie als Privatperson oder Ihr Unternehmen von Schulden betroffen sind, ob die Zahlungsunfähigkeit bereits eingetreten ist oder nicht, wenn Sie in Nürtingen leben und sich in einer Schuldenkrise befinden, sind Sie herzlich eingeladen, unsere Schuldenberatung in Anspruch zu nehmen. Unser Angebot steht nicht nur in Nürtingen, sondern auch bundesweit zur Verfügung.