Certified insolvency advice in the greater Stuttgart area
Individuals and companies get into financial difficulties for a variety of reasons. We help you to get the overview back.
Help with over-indebtedness
Our qualified debt counselors are always there for you. Arrange a free and non-binding initial consultation in our new, modern and very comfortable office in Leinfelden-Echterdingen near Stuttgart. You will receive an appointment within a few days or, in very urgent cases, even without waiting. In this free information session, you will gain an insight into our experiences in the areas of insolvency and debt relief. You will also receive additional tips and tricks (e.g. a seizure protection account) that my team and I have collected over the past 12 years. If you decide to work with us, you will receive individual support through regular advice and insolvency help. We know from our own experience what a burden of debt feels like and would be happy to help you gain freedom and a new opportunity. We are at your side with a personal insolvency or standard insolvency (business insolvency) that is selected and suitable for you!
Debt advice with personal experience
Our board member Wolfgang Seelig was insolvent himself and knows how difficult it can be to find competent debt counseling and help. In the end, together with a lawyer and with a lot of personal work, he managed to get out of debt. This experience led him to become a volunteer debt counselor in 2007.
After successfully completing a course to become a state-approved debtor and insolvency advisor, he founded his own advice center. The offer can now be used at 14 locations throughout Baden-Württemberg. Customers receive a free initial consultation at eye level and the guarantee of becoming debt-free within three years in accordance with the statutory provisions.
process of insolvency
The insolvency code distinguishes between the standard insolvency for entrepreneurs and the simplified personal insolvency procedure. Both go through the phases of insolvency application, opening procedure, opening of insolvency, court date (creditors' meeting) and examination date. In the subsequent liquidation phase, the insolvency administrator (or, in the simplified procedure, the trustee) implements the resolutions of the creditors' meeting. He realizes the assets and distributes them to the individual creditors, taking into account the garnishment table.
After the realization and examination, the insolvency administrator submits a final report to the court. At the closing date, the insolvency court approves the final distribution and cancels the insolvency proceedings after the assets have been distributed. In the case of legal entities, insolvency is then over. In the case of proceedings concerning the assets of natural persons, the three-year phase of good conduct follows. If there are no grounds for refusal, the court announces by resolution that the residual debt will be discharged, provided that all legal obligations are met.
After the end of the good conduct phase, the court decides whether the final discharge of residual debt is granted. To this end, debtors, trustees and insolvency creditors are consulted.
- ALL necessary downloads attached -
Seizure table, insolvency checklist, record sheet, budget
About me
Find out more about me and my team from SIC Schuldner-Insolvenz-Centrum e. V.. Our skills are based on personal experience and professional qualifications.
insolvency advice
We accompany you competently through the insolvency and provide you with all the necessary information. Learn more here.
corporate bankruptcy
Is your company in financial trouble? We help you to file for bankruptcy and support you in all further steps.
personal bankruptcy
If you file for bankruptcy as a private individual, you not only have obligations, but also some rights. We help you to keep track.
bankruptcy proceedings
Get comprehensive support from experienced professionals in your insolvency proceedings. Learn more about our offer here.
Contact
Would you like to take advantage of our consulting services or do you have another concern? Contact us here.
recording sheet
Contact Us
⟟ Hauptstr. 115
70771 Leinfelden-Echterdingen
☎ 0711 16036757
✉ poststelle@mail-sic.de
- Insolvency advice
- Private insolvency
- Corporate insolvency
- P-account certificate
- garnishment allowance
- Credit without Schufa
- Admission form
- NOW discover insolvency application cost reimbursement protection
- Coching in Cyprus
- Mon - Fri
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- Saturday
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- Sunday
- Closed
*Appointments on Saturdays only on the first Saturday of the month and only for employed persons or self-employed persons if an appointment during the week is not possible. Telephone calls cannot be accepted on Saturdays! Sunday and public holidays closed.
Our offers are also available in Turkish and English.
